Question: What Do I Need To Qualify For A Business Credit Card?

If you already own a business, you can apply for a small business credit card.

You will be required to submit your Employer Identification Number (EIN) and your Social Security number.

Your personal credit report will be used to determine approval for a new credit card, so you should have good credit.

What is required to get a business credit card?

Legal Name, Contact Information, and Social Security Number. The card issuer will use your legal name and social security number to check your personal credit score—which, more often than not, is actually the most important business credit card requirement.

Can anyone apply for a business credit card?

Just about anyone can get a business credit card. You don’t need to be running a corporation, but you do need to be able to list some kind of business, even if it’s just your one-person side hustle.

What is the easiest business credit card to get approved for?

5 Best Business Credit Cards for Startups:

Chase Ink Business Preferred – Best Signup Bonus. Capital One Spark Cash for Business – Best Cash Back Rate. U.S. Bank Visa Platinum Card – Best 0% Intro APR. Wells Fargo Business Secured – Best for Bad Credit.

Can I get a business credit card without owning a business?

The short answer is yes, probably—and there’s nothing deceitful about it. In the wake of the huge new bonus for the Chase Ink Plus card, a bunch of folks have been asking me if they can get a business credit card without having a business.